Plan choices that move health forward

Companies run on healthy people. Give your employees network and health plan options from Blue Cross® Blue Shield® of Arizona (BCBSAZ) that will help them stay well and save money:

  • EverydayHealth PPO
  • EverydayHealth HMO
  • Portfolio PPO
  • Portfolio HMO

All plans cover employees’ most common needs, including:

  • Doctor visits
  • Prescriptions
  • Preventive care at $0 out-of-pocket costs from in-network providers
  • Urgent care/ER visits
  • Surgeries
  • Pediatric vision and dental care from in-network providers

We are offering Balanced Funding, a self-funding solution that provides employers with nine or more enrolled employees with financial predictability and control over monthly healthcare costs.1 With Balanced Funding, employers pay a fixed, monthly amount that includes the cost of administrative services, stop-loss insurance, and all claims coverage. Balanced Funding may be a great option for employers whose employees are engaged in their healthcare and use their plan in a cost-efficient and effective manner. Learn more about Balanced Funding options today.

BlueCare AnywhereSM

Virtual doctor visits through the BlueCare Anywhere telehealth solution are included in all plan benefits.  Members can visit with board-certified doctors, counselors, and psychiatrists using their smartphone, computer, or tablet.2 Many plans offer medical telehealth visits at no charge to members.


BCBSAZ has partnered with Sharecare to bring a truly differentiated digital health and wellness experience.  Members can expect immediacy, simplicity, and relevancy in a mobile app.  Sharecare provides members with simple tools to manage all their health information in one place.3

Call us

We’re here to help.



1-800-232-2345 ext. 5792
Fax 602-864-5800



Fax 1-866-772-2020



Fax 602-864-5800



Broad or narrow network plans with multiple deductible options give you and your employees control over the type of coverage needed and spending for healthcare services.



Network choices that provide access to quality care with lower premiums and costs for in-network healthcare services.

Shopping Tools

Online tools to help your employees find in-network care, understand treatment options before they visit their doctor, and know the costs for more than 1,600 common treatments based on their specific health plan.


HSA integration with our qualified Portfolio plan offers easy set up, management, and 24-hour customer service.


Important Health Plan Documents

2022 Employer Health Plan Product Guide
2022 SBCs for Groups 1-50
2022 Formulary – EverydayHealth Plans
2022 Formulary – Portfolio Plans

2021 Employer Health Plan Product Guide
2021 SBCs for Groups 1-50
2021 Formulary – EverydayHealth Plans
2021 Formulary – Portfolio Plans

2020 Employer Health Plan Product Guide
2020 SBCs for Groups 1-50
2020 Formulary – EverydayHealth Plans
2020 Formulary – Portfolio Plans

Plan Options for Organizations with 1 to 50 employees4




PPO Plans
  • A wide selection of primary care providers (PCPs) and specialists
  • No requirements to have an assigned PCP or get referrals before seeing a specialist
  • Access to healthcare out-of-state with the BlueCard® network when traveling or vacationing
  • Out-of-network care covered, but at a higher cost


Alliance (Maricopa County)

PimaConnect (Pima County)          

Affiliations Statewide

Banner Health and HonorHealth

Tucson Medical Center And Northwest Healthcare

HMO Plans
  • Assigned primary care provider (PCP) required
  • PCP coordinates care with other in-network providers
  • PCP referrals required for specialist visits (some exceptions apply5)
  • Out-of-network services not covered except in emergencies and rare situations when BCBSAZ has pre-authorized it


Alliance (Maricopa County)

PimaConnect (Pima County)

Affiliations Statewide

Banner Health and HonorHealth

Tucson Medical Center and Northwest Healthcare

Value you can count on

Simple. It’s what you can expect from any plan option you choose, especially those with HSA integration.


Hassle-free account set up, management and eligibility data sharing


One bill captures BCBSAZ monthly premiums and HSA group administration fees


Dedicated customer service for employers integrating HSAs, HRAs, and FSAs

Strengthen your benefits plan design

With specialty solutions, you can:

  • Build a more complete benefits package
  • Attract and retain top talent
  • Help employees complete the picture of good health
  • Bundle products and save more
Dental insurance
Benefits employees will smile about


Disability insurance from Equitable6
Help employees plan for life's "What ifs?"              

Life insurance from Equitable6
Help give employees more financial peace of mind

Call our specialty solutions team at 1-844-758-2583 or contact your broker today.

1 Prior to January 1, 2021, Balanced Funding was only available for businesses with 15 or more enrolled employees.
2 Your wireless plan’s phone and data rates may apply. Search for “BlueCare Anywhere” in the Google Play™ or Apple® App Store® online marketplaces. Apple and App Store are trademarks of Apple Inc., registered in the U.S. and other countries. Google Play is a trademark of Google Inc.
3 Sharecare is a registered trademark of Sharecare, Inc., an independent company contracted to provide online programs and/or services for BCBSAZ. Information provided by Sharecare is not a substitute for the advice or recommendations from a healthcare provider.
4 These plans are offered to employers defined as "small" under the Affordable Care Act (ACA). "Small" employers are those having an average number of total employees on business days during the previous calendar year of 50 or fewer.
5PCP referrals are required for specialist visits; some exceptions apply (e.g., OB/GYN, chiropractic, and certain other in-network provider visits).
6Group Life, and Disability products are underwritten by Equitable Financial Life Insurance Company of America. Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY); Equitable Financial Life Insurance Company of America (Equitable America), an AZ stock company with main administrative headquarters in Jersey City, NJ; and Equitable Distributors, LLC. Equitable Advisors is the brand name of Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN). Group insurance products in the state of Arizona are issued by Equitable America, which has sole responsibility for its insurance and claims-paying obligations for such products. Equitable is independent of BCBSAZ. It does not provide, offer, or sell BCBSAZ products or services and is solely responsible for the products or services it provides. GE- 3194662 (8/20) (Exp. 8/22) 

Blue Cross, Blue Shield, BlueCard and the Cross and Shield symbols are registered service marks, and BlueCare Anywhere is a service mark, of the Blue Cross Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans.